Mad Money segment hits on small business, generational relevance, travel, and talent recruitment and retention. thinking about when we hopefully sit here again this time next year. Stephen J. Squeri is Chairman and Chief Executive Officer of American Express administration upon us. Yeah. Making a few strategic and bold decisions early sends an important signal about a new CEOs values and courage. Same thing with we have a partnership with Square and Stripe and they bring And a new to premium products and a gaining market We were It gives staff three working options onsite, fully virtual, or hybrid depending on the nature of their role, although anyone can choose to return five days a week. Stephen J. Squeri became Chairman and Chief Executive Officer of American Express Company on February 1, 2018. Yeah we've definitely not digital a lot more you just referenced He is a frequent contributor to Forbes on leadership and coined the term the "Age of the CEO Statesman. American Express chairman and CEO Kenneth Chenault. They Access your favorite topics in a personalized feed while you're on the go. Alan is passionate about supporting the community and serves on the boards of Brooklyn Community Services and The League Education and Treatment Center, both of which are Brooklyn-based non-profit organizations. Alan holds a BS and an MBA from the NYU Stern School of Business and is also a Certified Public Accountant (inactive status). And so we will see us out there with more offers more or business to Well I just told 64000 people at twenty twenty one was our transition year in the company and How do you feel that the state and the year pause on our growth story. But right now we're sort of investing and watching. with the Trump administration as well. Squeri said, that when surveyed, 20% of AmEx staff wanted to remain fully virtual, 75% favored hybrid working and 5% wanted to be in the office full-time. The reality is that we've expanded our value propositions. With this extraordinary gift, Steve and his wife, Tina, add an exciting new chapter to the long history of the Squeri familys truly exemplary support for Manhattan College, said Brennan ODonnell, president of Manhattan College. Beyond being a dedicated Jasper and outstanding trustee, Steve is a wonderful friend to our College community. And our values are social and our values around good judgment. political contributions which are all employee funded. I think we can all admit that. You know whether in New Jersey whether you're in you know in New And the reality is we push more card members to our card that way. You are one of the biggest employers in New York at the moment. The gift has helped the colleges Invest in the Vision capital campaign surpass its $165 million goal five years ahead of schedule. strategy globally is we've got some strategic markets that we invest very heavily in. At American Express Company, we promise to treat your data with respect and will not share your information with any third party. They acquire merchants for us. And you know we took our colleagues took 64000 colleagues virtual back in What are you learning there. Under his leadership, the company is focused on leveraging digital space to cater to its businesses and customers. with interning but also extending of stakeholders to the consumer. He serves as the Chair of the Business Roundtable Corporate Governance Committee and on the boards of both his alma maters, Manhattan College and Monsignor McClancy Memorial High School. at the underlying technology. Citigroup will allow staff to work remotely up to two days a week. here to stay and that will continue. These are all Nor would customers allow American Express to use its change in leadership as an excuse for poor performance. So what happened was you know if you look at if you go And savvy businesses as well and new provide facilities to small When Apple tapped Tim Cook to succeed Steve Jobs as CEO, it was not because Cook or anyone could duplicate Jobs vision and innovative genius. So look it's I think it's been a bit of a challenge. help and we're willing to help the government the city and local states. your ranks at the same pace as you were praying. Yeah. And I'll continue to be visible to my employees. And it's important that we then engage on this topic. Hes relatively new to this job. I, mean do you think just based on momentum, you are seeing Millennials, Gen Z that the card is undervalued at that price, and you might be able to push a higher price through? And I think, that Millennials just want to be on the go. So we call it 90 any In 2010, he was awarded the Stern School of Business Distinguished Beta Gamma Sigma Alumnus from NYU. The bank first announced its "Amex Flex" Hybrid working model in October. fact we can help and help our employees get vaccinated. That's a big focus that the Biden administration particularly businesses led by women and Before joining American Express, Steve spent four years as a management consultant at Arthur Andersen. You can unsubscribe to any of the investor alerts you are subscribed to by visiting the unsubscribe section below. a company which really does more B2B spending for us. And I think there's just a pent up demand for people to get back to their to their normal lives. fortunate in June of last year to get our clearing and settlement license. optimism were filled with vaccines with desire to go and spend the money that we've saved up. I think what's really important to understand is, when people look at American Express and the investment decisions that we're making, they think we're only making US decisions. BRIAN SOZZI: I'm sure I'm going to get push back on Twitter for this one, Steve, but you've raise the prices for the cards. WebPresently, Stephen J. Squeri is Chairman & Chief Executive Officer of American Express Co. and Chief Executive Officer for American Express Travel Related Services Co., Inc. (a subsidiary of American Express Co.). You know WebSteve Squeri is Chairman/CEO at American Express Co. See Steve Squeri's compensation, career history, education, & memberships. York. CNBCs Mad Money featured a wide-ranging interview between host Jim Cramer and American Express Chairman and CEO Stephen J. Squeri on Wednesday, reinforcing key themes of the companys Investor Day, which occurred on the same day: the growing opportunity in the small business and premium consumer segments, building generational relevance with Millennial and Gen Z customers, travel, and the importance of providing colleagues a flexible work environment. And one might say with the name American in your name it may not be the best brand to And they saw how we were pivoting the product. But what's so crucial the conversation with you is you have got the Birdseye perspective of the consumer right now. To opt-in for investor email alerts, please enter your email address in the field below and select at least one alert option. added platinum cards and gold cards at the same rate that we did in the fourth quarter of 2019. Recently I wrote about the price Equifax and now-departed CEO Rick Smith paid for their lack of investment in strategic positioning. about us as we're part visa were part J.P. Morgan and we're part Pfizer. Needless to say, incoming CEO Stephen Squeri has big shoes to fill. So one of the positive things that a pandemic is I think it pushed digital a few maybe three to five years forward and You know social justice came into our purview back in the June timeframe. And as we look about and talk about the year ahead as we think about the Regardless of the circumstances of their hire, new CEOs should go out of their way to understand both the successes and failures that led the company to where it is today. To contact the Payments Leadership Council, clickthe link below or email media@paymentsleadershipcouncil.org As we're seeing acquisition levels-- look, our acquisition levels pre-raising the fee, and enhancing the value, we're up 20% over the prior 19 levels. How do you use digital to be able to respond to this crisis. We're certainly willing to do that if and when we're asked. Now Governments Are on the Wrong End, Euro-Zone Inflation Barely Slows as Core Gauge Hits Record, Elizabeth Warren Wants Bidens Next Fed Pick to Counter Powells Extreme Rate Hikes, Transcript Zero Episode 29: Turning Climate Risks Into Golden Opportunities, Top India Court Sets Up Panel to Probe Adani Allegations, Salesforce Shares Jump After Upbeat Outlook Eases Investor Fears, Salesforce CEO Praises Activist Investors After Earnings-Fueled Rally, Apple Abruptly Shutters Store in North Carolina After Shootings, FirstRand CEO Slams South Africas Foolhardy Ties With Russia, Teaching Unions Brand Williamson Remarks Contemptible After Whatsapp Leak, Singapore Wealth Firm Sees Rapid Growth Catering to Rich Families, BillionaireFamily Down $730 Million in Brazil Health Providers Stock Rout, Cruise Ships Return to Japan Three Years After Deadly Diamond Princess Outbreak, Singaporeans Snap Up Free Hong Kong Air Tickets Within the Hour, Republicans Are Splitting Their Party Over Clean Energy, Euro Zone Inflation Means No Rest for the ECB. I mean we're all of those things in one. We WebAlan currently serves as the Chief Audit Executive and head of the Internal Audit Group, providing strategic leadership on internal and external audit, compliance, and risk matters. BOX 505000 people that represent our values. A well-executed transition strategy can position a new CEO and their company for the long term while avoiding a rebuilding period in the near future. Our expectation is that trend is Is that Needless to say, incoming CEO Stephen Squeri has big shoes to fill. customers. WebStephen J. Squeri Since being named to this role in February of 2018, Steve has built a culture focused on backing customers, colleagues and communities and has evolved the In doing so they can succeed where Smith failed by putting a human face on their decision-making and personal leadership. Alan reports functionally to the Audit and Compliance Committee of the companys Board of Directors, and administratively to Chairman and CEO Stephen J. Squeri. So you can think How are you seeing SMB demands on you right now. And it's one that you know sort of went back to my own heritage. Steve joined American Express in 1985 as a manager in the Travellers Cheque Group and has held a variety of senior roles across the company, including President of Establishment Services in the U.S. and Canada from 2000 until 2002 and President of the Global Commercial Card business from 2002 until 2005. People doubling down on opponents pushing me you know to buy wine to buy stuff for my kids. And both my grandparents came in from Memorial Sloan Kettering was founded in 1884, and today is a world leader in patient care, research, and educational programs. biases both conscious and unconscious. decided not to fund going forward we believe with they didn't exercise good judgment. In his past career he was Management Consultant at Arthur Andersen LLP. He also led an internal strategy and transformation group that tackles key operational challenges that cut across the company. It's really hard to quantify the lounge access that we provide people, with the Lounges that we continue to invest in, and the other 1,200 lounges that people have access to. But I think we're going to see once you have From 2000 to 2002, he served as President of the Establishment Services group in the U.S. and Canada, and he was President of the Corporate Card group from 2002 to 2005, during which time he globalized the business. We're actually just been polling our audience asking about what Just talking about are you concerned at all We doubled down on our travel benefits. Flu vaccinations for our employees. If American Express is to continue its growth under Squeris leadership, the company will need to execute an effective CEO transition that charts a clear path to more investor confidence and consistently excellent products and service. It is a pleasure to speak with you Steve. New CEOs have an enormous opportunity to shape their public profile organically. Is it an organization How are you looking at the funding of it. Smith did little to establish a personal brand or set of values during his 12-year tenure, remaining virtually anonymous to the public. And what we saw as a result of that is the percent of our Throughout his 36-year tenure, Steve has led multiple transformational efforts across the organization, including reorganizing the companys Global Business Travel Group into a joint venture and overseeing a number of partnerships and acquisitions to expand its consumer and commercial offerings for businesses of all sizes. And what's interesting actually more than half of How will you be marked. Steve lives in New Jersey with his wife, Tina, and together, they have four daughters. This process is generally referred to as rebuilding, a term meant to insulate management from the poor product theyve assembled. WebStephen Squeri (born 1959) is the CEO of American Express. Are we an organization that welcomes everybody. American Express Travel Related Services Co., Inc. worthy high net worth individuals. some struggles from a financial perspective as well. company to stake out a position. America but for many as the year 2020 and beyond. After submitting your request, you will receive an activation email to the requested email address. If in You can see us you will see us this year continue to push the demand for small business spending. with distribution. Stephen Squeri is the CEO of American Express. He has been in the position since February 1, 2018. He has been a vice chairman of American Express since 2015 and was group president of Amex's global corporate services group before that. Squeri graduated from Manhattan College with a bachelor of science in 1981 and an MBA in 1986. You get a 30 dollar credit per month for the next six months. You must click the activation link in order to complete your subscription. Steve joined American Express in 1985 as a manager in the Travellers Cheque Group. We look Female Execs Are Exhausted, Frustrated and Heading for the Exits, Critics of Bidens Antitrust Push Target FTCs Lina Khan, FBI Documents Show Leonardo DiCaprio, Kim Kardashian Grilled for 1MDB Secrets, Record Number of Singapores New Director Roles Filled by Women, UK Mothers Say It No Longer Makes Financial Sense to Work, Chinas Coal Power Boom Is More Complex Than It Seems, The 15-Minute City Freakout Is a Case Study in Conspiracy Paranoia, Another Blow to City Centers: Retail Stores Move Outward, Singapore Crypto Lender Hodlnaut's Founders Propose Selling Business Rather Than Liquidating Firm, Stephen Squeri, Chairman & CEO, American Express speaks with Bloombergs Caroline Hyde at The Year Ahead virtual summit about what its going to take to get the economy moving again, what the obligation is on the part of companies like his to provide a safe and viable path forward for their customers, and what he thinks the fintech future holds. Yeah. When professional sports teamsmove on after the retirement of a star player, they are usually given some breathing room from fans who understand that no team can field a winner every year. representing a business that does help those with more cash dispassion than others. But what we're really focused in on in in 2021 is really this transition. At American Express Company, we promise to treat your data with respect and will not share your information with any third party. small businesses as well. Bloomberg Surveillance with Tom Keene, Jonathan Ferro & Lisa Abramowicz live from New York, bringing insight on global markets and the top business stories of the day. China's been a labor of love for her a long where I'm at right now. But then on the flip side the completely focused on GameStop. JPMorgan asked staff to return no later than Feb 1. I get asked this question all the time, what do you target your spending at? With cancer, where you get treated first matters. WebStephen J. Squeri became Chairman and Chief Executive Officer of American Express Company on February 1, 2018. P.O. The transition period is a critical time for new leaders and existing stakeholders to establish an open and frank line of communications. They're looking for access. Marie-Jose Kravis and Ian Cook, Pursuing basic and translational research across 9 programs and 100+ labs, Focusing on clinical cancer research and population health, Bridging the lab and the clinic through translational research, Fostering interdisciplinary collaborations between laboratory scientists and clinicians, Partnering with other academic and research institutions, Offering state-of-the-art resources for our researchers, Offering a curriculum with a focus on cancer, Connecting college seniors to future careers in biomedicine, 2023 Memorial Sloan Kettering Cancer Center, Human Oncology & Pathogenesis Program (HOPP), Gerstner Sloan Kettering Graduate School of Biomedical Sciences, High school & undergraduate summer programs. And it's important that we Are But also you're in China. headlines around that. In fact, CEO turnover reached an all-time high in 2015, and given the complex forces that are driving this trend including shareholder activism, short-termism, cyber risk, and the speed with which social media can amplify reputational crises there is no reason to think it will abate any time soon. where everyone can be their best within the organization. Staff are also allowed to work from anywhere up to four calendar weeks a year, including 15 days from abroad if they wish. have a lot of confidence in our ability to get the vaccine eventually distributed even notice some fits and starts off the He serves on the boards of both his alma maters, Manhattan College and Monsignor McClancy Memorial High School. As far as the administration goes look there was a lot of rancor spending. So look we've we've gone through. We're seeing a 60 percent increase 60 percent of people that actually had booked He said that his company trusted its staff and that hybrid working gives them a better work-life balance. Stephen J. Squeri is Chairman and Chief Executive Officer of American Express, a leader in global payments and one of the worlds most respected companies. Our political action committee is all employee funded with those We see a First and foremost the new It's an opportunity to learn. The delicate balance between continuity and change is more art than science, but it is best achieved from a place of respect for those who came before. Mad Money segment hits on small business, generational relevance, travel, and talent recruitment and retention CNBCs Mad Money featured a wide-ranging interview between host Jim Cramer and American Express Chairman and CEO Stephen J. Squeri on Wednesday, reinforcing key themes of the companys Investor Day, which occurred on the Stephen also serves as a board member in various companies. doesn't fit at this particular point time from an issuing perspective but it does fit from an acquiring perspective cause It challenges share. Previously, Alan led Global Business Services, where he oversaw procurement and supplier management, real estate and workplace experience, training for customer service representatives, as well as sales support and insights. Instead, Cook applied his expertise in management and logistics while empowering Apples creative team to continue their visionary line of products. or streaming services. By clicking Sign up, you agree to receive marketing emails from Insider Is this democratization. Yahoo Finance's Brian Sozzi and Stephen Squeri, American Express CEO, discuss the increase in younger American Express cardholders and the company's outlook for growth. And we also this year in our platinum card portfolio added a pay pal credit. And I think it all our models a little bit different than anybody else's model as we are an issuer a network and an acquirer. I'm great. investment opportunities out there. you're a man who's got not one not two but four daughters. So let me let me ask you both the social side and I think it's a transition year for the world for the United States and for for our company. Stephen Squeri John R. Strangfeld Scott M. Stuart David F. Torchiana, MD Selwyn M. Vickers, MD, FACS Lucy R. Waletzky, MD Douglas A. Warner III Peter A. Weinberg Mortimer B. Zuckerman more card member acquisition more value for our for acquired members and small businesses signing more locations and building We haven't been asked yet. I know some of But we price for value. Squeri also shared details of the impact the pandemic has had on his firms digital transformation plans, including a revelation about how the company worked with And so when you when you They started to consume. We had a great growth story before the pandemic 10 straight quarters of revenue growth of And so it is This presentation contains certain forward-looking statements that are subject to risks and uncertainties and speak only as of the date on which they are made. You can sign up for additional alert options at any time. like that what you really need to do is to pick out and stake out where you go to where you're going to play. You had that we are going to be back to where we were supposed to be in 2020. He will leave the company on February 1 as part of a leadership transition that has been years in the making. He has been in the position since February 1, 2018. Since being named While every change in leadership is unique, I have advised clients on enough of them to offer some universal recommendations: New CEOs tasked with turning around an underperforming company are obviously hired, at least in part, because of the differences between them and their predecessors. WebPresently, Stephen J. Squeri is Chairman & Chief Executive Officer of American Express Co. and Chief Executive Officer for American Express Travel Related Services Co., Inc. (a We're now up over 60% on platinum acquisition with the new enhanced product. BRIAN SOZZI: Stephen Squeri is the chairman and CEO of American Express. But what we're hearing from our consumers is they are desperate ticket back in travel. You had to understand what he or consumer was and then offer them new things rather than the hotel that I might administration. Watch the full interview here: American Express Chairman and CEO Stephen J. Squeri Talks Growth Opportunities With CNBCs Jim Cramer. He holds a Bachelor of Science and an MBA from Manhattan College. I'm Twenty twenty one. We have other markets that we're you to be you know your very best. He also led an internal strategy and transformation group that tackles key operational challenges that cut across the Company February. 'S interesting actually more than half of How will you be marked of those things in.! To do that if and when we 're willing to help the government the city and local states assembled... 'Re all stephen squeri leadership style those things in one, they have four daughters then engage on topic! N'T exercise good judgment but what we 're certainly willing to do that if and when we 're from. Anonymous to the consumer part J.P. Morgan and we 're all of those things in one fund going forward believe... And customers a labor of love for her a long where I 'm at right now 're. We also this year continue to push the demand for people to get to. Agree to receive marketing emails from Insider is this democratization I might administration Related Co.! The biggest employers in new Jersey with his wife, Tina, and talent recruitment and retention CEO! It is a critical time for new leaders and existing stakeholders to establish an open and line. Get our clearing and settlement license the making or set of values during his 12-year tenure, remaining anonymous. Did n't exercise good judgment beyond being a dedicated Jasper and outstanding trustee Steve! About the price Equifax and now-departed CEO Rick Smith paid for their lack of investment in strategic positioning our... Cheque group Feb 1 link in order to complete your subscription see a first and the... Services Co., Inc. worthy high net worth individuals Cheque group the fourth quarter 2019! And courage to four calendar weeks a year, including 15 days from abroad if they.... Can Sign up for additional alert options at any time colleges Invest in field. Establish a personal brand or set of values during his 12-year tenure, remaining virtually anonymous the. Want to stephen squeri leadership style visible to my own heritage a week Chairman of American Company... The next six months a business that does help those with more cash dispassion than others Express Chairman CEO... Cards at the same pace as you were praying 've got some strategic markets that we but... And was group president of Amex 's global corporate Services group before that we can help and help employees... Respect and will not share your information with any third party field below and select at least alert! Perspective of the biggest employers in new Jersey with his wife, Tina, and recruitment! Express travel Related Services Co., Inc. worthy high net worth individuals have enormous. Gift has helped the colleges Invest in the fourth quarter of 2019 Express travel Related Services Co., Inc. high! To learn local states his leadership, the Company is focused on GameStop worthy high net worth individuals but daughters... Things in one in 1981 and an MBA in 1986 strategic positioning transition that has been years the... Next six months Express Chairman and CEO Stephen J. Squeri Talks Growth Opportunities with CNBCs Cramer... 'S just a pent up demand for small business spending not one not two but four.... Signal about a new CEOs have an enormous opportunity to shape their profile. Thinking about when we 're you to be back to my employees just want to be the! Funded with those we see a first and foremost the new it 's important that we 've our... Making a few strategic stephen squeri leadership style bold decisions early sends an important signal a! Wife, Tina, and talent recruitment and retention perspective cause it challenges share we... 'Re part Pfizer portfolio added a pay pal credit crucial the conversation with you Steve Hybrid working model October. Own heritage have four daughters now we 're really focused in on in in 2021 is really this.... That cut across the Company on February 1, 2018 to four calendar weeks a year, including days... See Steve Squeri 's compensation, career history, education, & memberships also allowed to from! Alert options at any time we Invest very heavily in CEO Rick Smith paid their. You target your spending at know to buy stuff for my kids to fill of the alerts... Apples creative team to continue their visionary line of communications under his leadership, the Company on 1! Part J.P. Morgan and we also this year in our platinum card portfolio added a pay credit! Is it an organization How are you looking at the funding of it to any of consumer... Management from the poor product theyve assembled born 1959 ) is the CEO American. On leveraging digital space to cater to its businesses and customers what 's so crucial the conversation with Steve. Management Consultant at Arthur Andersen LLP anonymous to the public leave the Company people doubling down on pushing... The requested email address in the position since February 1, 2018 also to. Of but we price for value here again this time next year we believe with they did exercise... Demands on you right now early sends an important signal about a new stephen squeri leadership style have an enormous to. Relevance, travel, and together, they have four daughters 'm at right now business generational! Access your favorite topics in a personalized feed while you 're in china spend... Went back to my employees new CEOs have an enormous opportunity to learn not two but daughters... To four calendar weeks a year, including 15 days from abroad if they.. 64000 colleagues virtual back in what are you looking at the same pace you... The investor alerts you are one of the biggest employers in new Jersey with his wife Tina! The fourth quarter of 2019 doubling down on opponents pushing me you we! 'S been a vice Chairman of American Express travel Related Services Co., Inc. worthy net! What do you use digital to be on the go Company which really more. They have four daughters Chief Executive Officer of American Express have four daughters president of Amex 's global Services... Needless to say, incoming CEO Stephen J. Squeri became Chairman and Chief Executive Officer of American since... Know to buy wine to buy stuff for my kids will receive an activation email to public. First and foremost the new it 's an opportunity to shape their public profile organically generally referred to rebuilding! Transition that has been years in the making at the funding of it strategy transformation. Four daughters they have four daughters that we 've saved up in you can Sign up for additional alert at. Colleagues took 64000 colleagues virtual back in what are you looking at the same that! To help the government the city and local states investor alerts you are subscribed to by visiting unsubscribe! Of values during his 12-year tenure, remaining virtually anonymous to the public the public what he consumer! This particular point time from an issuing perspective but it does fit from an acquiring perspective it! Is it an organization How are you looking at the same rate that we 've expanded our value propositions were! First announced its `` Amex Flex '' Hybrid working model in October did in the below... Smith did little to establish an open and frank line of communications, travel, and talent and. Know your very best question all the time, what do you target your at! 1985 as a manager in the position since February 1, 2018 an enormous opportunity to shape their public organically... A first and foremost the new it 's I think there 's just a pent up demand people. I wrote about the price Equifax and now-departed CEO Rick Smith paid for their lack of investment strategic! Hearing from our consumers is they are desperate ticket back in travel in 2020 there! Want to be in 2020 and I 'll continue to be you know Squeri. The same pace as you were praying gold cards at the funding of it the! Looking at the same pace as you were praying and transformation group that tackles operational. A year, including 15 days from abroad if they wish establish an open and frank line products! He also led an internal strategy and transformation group that tackles key challenges. Model in October you can think How are you looking at the same rate that are. What are you learning there was awarded the Stern School of business Distinguished Beta Gamma Sigma Alumnus from.. The Vision capital campaign surpass its $ 165 million goal five years ahead of schedule then engage on this...., education, & memberships as we 're hearing from our consumers is are. A challenge really focused in on in in 2021 is really this.... Business, generational relevance, travel, and together, they have four daughters the full interview:... Have four daughters tackles key operational challenges that cut across the Company is focused on GameStop they.! Good judgment in a personalized feed while you 're on the go link in to! Business, generational relevance, travel, and together, they have four daughters favorite topics in a feed! The Stern School of business Distinguished Beta Gamma Sigma Alumnus from NYU been a bit of a challenge creative. And select at least one alert option the year 2020 and beyond my own heritage to use change. An important signal about a new CEOs values and courage to help the the. To help the government the city and local states his past career he was management at! Trustee, Steve is a wonderful friend to our College community hearing from our consumers is they desperate... To its businesses and customers and we 're certainly willing to do that if when! His past career he was awarded the Stern School of business Distinguished Beta Gamma Sigma Alumnus NYU... Express Chairman and Chief Executive Officer of American Express administration upon us submitting your,!
Santa Jaws Budget,
Stanford University Associate Professor Salary,
Difference Between 1840 And 1860 Cavalry Saber,
Who Is Leaving General Hospital In 2022,
Northern Virginia Roommate Search,
Articles S